Choosing a Retirement Advisor


It is never too early to start thinking about your retirement plan. But it’s also never too late to start saving and planning for life after your career. If your retirement is a long way off, or you feel like you’re behind schedule, a retirement planning advisor is still a solid part of planning your future. A financial advisor is a helpful part of the securing your retirement income, but where should you start and what should you expect?

What to Look For

First, you should find an advisor who specializes in retirement planning and helping clients use their savings and investments to provide for a comfortable retirement.  Then, identify your specific demands and goals, then look for an advisor who fits. Take recommendations from people you trust, get references, and find someone you trust.

What to Expect?

When you sit down with a retirement advisor, you’ll take a detailed look at your complete financial picture. This includes your assets, debts, savings, 401(k) plans, IRAs and other investments and sources of income. Then, you’ll discuss your retirement plans and how you want to live when you’re done working. You will cover when you want to retire, when you want to collect Social Security and how you will pay for medical expenses. A good retirement planning specialist will also discuss your future tax considerations in relation to your estate. Finally, a retirement advisor will explain ways you can use the money you’ve saved to provide a steady stream of income so you can reach your retirement goals. Then, your retirement advisor will put together a plan that you can follow so you can retire and live comfortably on your own terms.

Our Three-Step Process

At Blue Waters Financial Group, we have a three-step process for retirement income planning:

  1. We sit down with you and discuss your goals for retirement.
  2. We put together a roadmap to get you on the right track for retirement.
  3. We create a plan that protects your money and provides steady retirement income.

We believe you should live the retirement you want to live without worrying about running out of money. Our job is to provide you with the guidance you need to protect your savings and have a stream of income after you retire.

Retirement income planning is complicated and doing it yourself is difficult.  You should rely on the expert knowledge and experience who can be objective and offer solutions to achieve your retirement income goals. If you want to focus on the things you want to do in retirement, you need retirement income plan customized for your goals. At Blue Waters Financial Group, we are committed to helping our clients achieve all their retirement goals. To schedule your no-obligation meeting and discuss your retirement income plan, just click on the link below or call us today at 704-790-2583 (BLUE).

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For more information about any of the products and services listed here, schedule a meeting today or register to attend a seminar.

Or give us a call at 704.790.2583 (BLUE)