Posts by nshapiro
I’m Ready to Retire: Now What?
You have worked your entire life with the goal of spending your retirement years living your best life. The planning is done, the money is saved, and you are ready…
Read MoreFixed Annuities: What You Need to Know
The biggest part of retirement income planning is making your money work for you. When you are no longer working, a steady stream of income can make all the difference…
Read MoreTaxes and Retirement Income Planning
Most people have given thought to how they will use their savings and investments to live their retirement years but haven’t thought about how retirement income is affected by taxes.…
Read MoreDiversifying Retirement Assets
Chances are, when your grandparents stopped working, they had two things that provided retirement income: Social Security and pensions. But over the last several decades, companies have moved away from…
Read MoreWhat You Should Know About Life Insurance
Two questions our clients ask us regularly are: “Do I need life insurance after I retire?” and “How does life insurance fit into my retirement planning?” The answer really depends…
Read MoreShould I Roll Over My 401(k)? What You Need to Know
We’ve all left a job at some point during our career. According to a January 2018 report from the Bureau of Labor Statistics, the average person changes jobs 10 to 15 times (with…
Read MoreLong-Term Care 101
We are all getting older – it’s a fact of life. As we move toward retirement and beyond, there is a good chance that we will need help taking care…
Read MoreLife After Retirement: Will I have Enough?
Welcome to the Blue Waters Financial Group blog. We believe you should do what you want to do when you retire. This space will be dedicated to topics that revolve…
Read More